Individual card
Worldwide cover   51€ / year

Impact Multisports covers you for your sporting activities throughout the year

assistance benefits
ASSISTANCE TO PERSONS IN CASE OF ILLNESS OR INJURY

Transport / Repatriation

Actual cost

Return of person accompanying the insured

Ticket back to place of departure

Presence during hospitalisation

Return ticket 150 €/ night (max 10 nights)

Accompaniment of children

Return ticket or hostess

Replacement driver

Ticket or driver

Early return in the event of hospitalisation of a family member

Ticket back to place of departure
ASSISTANCE IN CASE OF DEATH

Transport of body

Actual cost

Cost of coffin or urn

800 €

Return of insured family members or carer

Ticket back to place of departure
TRAVEL ASSISTANCE

Assistance in case of incident at home

Ticket back to place of departure

Advance of bail abroad

15 000 €

Payment of lawyers’ fees abroad

3 500 €

Sending urgent messages

.

Sending medicines to insured’s location

Postage or courier charge
coverages
MEDICAL EXPENSES

Complementary refund of medical expenses abroad

10 000 €

Dental emergencies

300 €

Medical expenses excess

50 €

Advance of hospital costs abroad

10 000 €
SEARCH AND RESCUE COSTS

Search and rescue

20 000 €
SPORT AND LEISURE THIRD PARTY COVER

Physical injury

4 500 000 €

Material damage

45 000 €

Material damage excess

150 €
LOSS DUE TO CESSATION OF PRE-PAID SPORTING ACTIVITY

Refund of unused facilities in case of cessation of a sporting activity on medical advice

Pro rata to the time used with an annual maximum of 500 €

Excess

50 € per event
INDIVIDUAL ACCIDENT

Lump sum in the event of death

5 000 €

Lump sum in the event of permanent invalidity

5 000 €
COST OF RESCUE ON MARKED PISTES

Cost of rescue on marked pistes

Actual cost
REFUND OF MEDICAL EXPENSES IN CASE OF ACCIDENT

Resulting from a covered sporting activity

3 500 €

Cost of physiotherapy equipment

150 €
REFUND OF RENTAL COSTS FOLLOWING DAMAGE TO PERSONAL SPORTS OR LEISURE EQUIPMENT

Rental costs

300 € per year

With a maximum of 2 events per year
General exclusions

Hunting dangerous animals, aerial sports, motor sports, skeleton, speleology, single-handed sailing and/or more than 60 nautical miles from the coast;

Consumption of drugs, any narcotic substance mentioned in the Public Health Code, medication and treatment not prescribed by a doctor;

The consequences of traffic accidents caused by the insured when under the influence of alcohol defined as the presence of alcohol in the blood in excess of the maximum level permitted by the regulations in force in the country where the accident occurs ;

The consequences of alcoholic states, intentional acts, fraudulent activity

Conscious failure by the insured to observe the laws and regulations in force in the State or location of the holiday;

Suicide or attempted suicide by the insured, self-harming;

Participation in wagers, crimes, fights (except in the case of legitimate defence);

Damage intentionally caused by the insured, on their instructions or with their complicity or abetment;

Handling or possession of engines of war or weapons including those used for hunting;

Any case of force majeure preventing the fulfilment of the contract, notably bans imposed by local authorities;

Civil of foreign war, riots, popular movements, strikes, acts of terrorism or sabotage;

Accident resulting from any nuclear fuel, radioactive product or waste, any device designed to irradiate or to explode by altering the atomic nucleus as well as their decontamination, whether in the country of departure, stopover or destination ;

Situations involving risk of infection in the context of an epidemic subject to quarantine or preventative or specific surveillance measures on the part of local and/or national health authorities in the country of origin;

An earthquake, volcanic eruption, tidal wave, flood or natural disaster except those covered by the provisions of law N° 86-600 of 13 July 1986 relating to the compensation of victims of natural catastrophes;

Harm constituting environmental damage suffered by such natural elements as the air, water, soil, flora and fauna, usage of which is common to all as well as corresponding aesthetic damage;

Accidents resulting from the practice of sports by the insured as part of an official competition organised by a sporting federation and for which a licence is issued and training is carried out with a view to competing;

Political problem resulting in a risk to personal safety;

Driving any vehicle when you are not in possession of the relative permit, licence or certificate.