Services that have not been requested during the trip or that have not been arranged by us or in agreement with us do not entitle the customer to reimbursement or compensation after the trip,

Catering and hotel expenses, except those specified in the text of the guarantees,

Damage caused intentionally by the Beneficiary and that resulting from his participation in a crime, misdemeanour or brawl, except in case of self-defence,

The amount of for convictions and their consequences,

The use of narcotics or drugs not medically prescribed,

The state of alcoholic intoxication,

Customs fees,

Participation as a competitor in a competitive sport or a rally for which a national or international classification is awarded and which is organised by a sports federation for which a licence is issued, as well as training for such competitions, *.

The Impact Multisports insurance complements the guarantees of the official license, which is deemed as the deductible.

The practice, in a professional capacity, of any sport,

Participation in competitions, on board any airborne locomotive,

The consequences of non-compliance with recognized safety rules related to the practice of any leisure sports activity,

Expenses incurred after returning from the trip or after expiry of the cover,

Accidents resulting from your participation, even as an amateur, in the following sports: motor sports (regardless of the motor vehicle used, except for the electrically-assisted bicycles being covered, air sports (the kite surf and speed riding being covered), hunting dangerous animals, skeleton, caving, including international, national or regional classifications, sailing alone and/or more than 60 miles from the coast.

Voluntary non-compliance with the regulations of the country visited or the practice of activities not authorized by the local authorities,

Official prohibitions, seizures or restrictions by law enforcement

Use by the Beneficiary of air navigation equipment,

The use of war devices, explosives and firearms,

Damage resulting from intentional or fraudulent misconduct on the part of the Beneficiary in accordance with Article L.113-1 of the Insurance Code,

Suicide and attempted suicide,

Epidemics, pollution, natural disasters,

Civil or foreign war, riots, strikes, demonstrations, acts of terrorism, hostage taking,

The disintegration of an atomic nucleus or any irradiation from an energy source of a radioactive nature.