FAQ

IN NEPAL, HELICOPTERS FOR EMERGENCY RELIEF WILL NOT DECIDE WITHOUT ASSISTANCE FROM THE INSURER. IS THIS THE CASE FOR MULTISPORTS IMPACT?
Yes, fees are covered by the Impact Multisports card. Remember to notify assistance before any evacuation request.

I PARTICIPATE AT THE UTMB, OTHER TRAILS, OR FRENCH FREERIDE, WILL I BE GUARANTEED?
Insofar as these competitions are not organized by a sports federation, even if the results are entered in the official rankings, your participation in this event is covered by the IMPACT MULTISPORTS insurance. Thus, an event organized by an association is guaranteed.
Only competitions organized by a Federation or Affiliate Club are excluded.

SERIOUS BODILY ACCIDENT:

SERIOUS BODILY ACCIDENT means a sudden deterioration in health resulting from the sudden action of an unintentional external cause on the part of the victim, noted by a competent medical authority resulting in the issuance of a prescription for taking medication profit of the patient and implying the cessation of any professional or other activity.

SERIOUS ILLNESS :

SERIOUS ILLNESS means a sudden and unpredictable deterioration in health noted by a competent medical authority resulting in the issuance of a prescription for taking medication for the benefit of the patient and involving the cessation of all professional or other activity.

IS THE ACUTE MASS DISEASE SUPPORTED?
The search and rescue costs come in case of accident or illness, and yes, you will be rescued!
 

WHAT ARE THE GUARANTEED SPORTS:

ALL SPORTS are guaranteed, except

• Accidents resulting from your participation, even as an amateur in the following sports: mechanical sports (whatever the motor vehicle used, however electrically-assisted bicycles are guarenteed), air sports (however kite surf and speed riding are guaranteed), hunting for dangerous animals, skeleton, caving, with an international, national or regional classification, solo sailing and / or more than 60 miles from the coast.
• Participation as a competitor in a competitive sport or a rally giving the right to a national or international classification which is organized by a sports federation for which a license is issued as well as training for these competitions, ( Impact Multisports insurance intervenes in addition to the guarantees of the official license, this one being worth franchise)
• The practice, on a professional basis, of any sport,
• Participation in competitions, on board any aerial locomotion machine.

I WISH TO TAKE AN INSURANCE DAY, IF I WANT TO BE INSURED FOR TOMORROW, DO I ASSURE ME THIS EVENING OR NO?
You can choose the date from which you want to be insured.
You can subscribe today to be insured tomorrow or later

IS HELICOPTER FEES CHARGED?
Yes, all the means of rescue used are supported, including the helicopter, up to 30.000 €

I WILL TREK IN NEPAL OR INDIA, WHICH FORMULA SHOULD I CHOOSE?
IMPACT MULTISPORTS guarantees you WITHOUT LIMITATION OF ALTITUDE
You have to choose the year-round formula for € 175, which automatically guarantees you all over the world.


WHO CAN BE INSURED?

Any Person having his domicile in France, in the DOM, ROM COM and sui generis communities or in Europe (Germany, Andorra, Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Spain, Estonia, Finland, Metropolitan France, Gibraltar, Hungary , Greece, Ireland, Italy and Islands, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Principality of Monaco, Norway, Netherlands, Poland, Portugal, Romania, United Kingdom, Slovakia, Slovenia, Czech Republic, San Marino, Sweden and Switzerland).

LIST OF GUARANTEED SPORTS (not exhaustive):