FAQ

IN NEPAL, HELICOPTERS FOR EMERGENCY RELIEF WILL NOT DECIDE WITHOUT ASSISTANCE FROM THE INSURER. IS THIS THE CASE FOR MULTISPORTS IMPACT?
Yes, fees are covered by the Impact Multisports card. Remember to notify assistance before any evacuation request.

I PARTICIPATE AT THE UTMB, OTHER TRAILS, OR FRENCH FREERIDE, WILL I BE GUARANTEED?
Insofar as these competitions are not organized by a sports federation, even if the results are entered in the official rankings, your participation in this event is covered by the IMPACT MULTISPORTS insurance. Thus, an event organized by an association is guaranteed.
Only competitions organized by a Federation or Affiliate Club are excluded.

SERIOUS BODILY ACCIDENT
Severe Bodily Injury means any unintentional bodily harm to the victim resulting from the sudden action of an external or unintentional cause found by a medical doctor, of a severity such as to prevent practice of a sporting activity.

SERIOUS ILLNESS :
The term "serious illness" is defined as any deterioration of health observed by a medical doctor requiring appropriate care.

IS THE ACUTE MASS DISEASE SUPPORTED?
The search and rescue costs come in case of accident or illness, and yes, you will be rescued!

WHAT ARE THE SPORTS GUARANTEED:
Are guaranteed ALL SPORTS, except
• Accidents resulting from the practice of sports in the context of an official competition organized by a sports federation and for which a license is issued and training for competitions *;
• Handling of weapons;
• Hunting for dangerous animals, aerial sports (kite surfing and speed riding are guaranteed), motor sports, skeleton, caving, solo sailing and / or more than 60 miles from the coast.
* The Impact Multisports insurance intervenes in addition to the guarantees of the official license, this one worth franchising

AND THE BIKE WITH ELECTRIC ASSISTANCE?
E-bikes or electric assistance bicycles are not considered to be motorized land vehicles if they meet the following conditions:
• The assistance should only be done if the cyclist is pedaling, and switch off when pedaling stops. Nevertheless, it is allowed to set up a start-up assistance without having to resort to pedaling but which must not exceed 6 km / h
• Assistance must be cut at 25 km / h, the bike can ride faster without assistance,
• The rated power of the motor must be 250 watts maximum,

The practice of cycling with Electric Assistance, if the bike meets the points below, is covered by the Impact Multisports card.
It is the same for all the other vehicles with electric motorization (scooters, hoverboard, ...)


I WISH TO TAKE AN INSURANCE DAY, IF I WANT TO BE INSURED FOR TOMORROW, DO I ASSURE ME THIS EVENING OR NO?
You can choose the date from which you want to be insured.
You can subscribe today to be insured tomorrow or later

IS HELICOPTER FEES CHARGED?
Yes, all the means of rescue used are supported, including the helicopter, up to 30.000 €

I WILL TREK IN NEPAL OR INDIA, WHICH FORMULA SHOULD I CHOOSE?
IMPACT MULTISPORTS guarantees you WITHOUT LIMITATION OF ALTITUDE
You have to choose :
• the "Whole World" formula, at 4.90 € per day
or
• the year-round formula for € 51, which automatically guarantees you all over the world.


MEMBER COUNTRIES OF THE EUROPEAN UNION:
Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Romania, Spain , United Kingdom, Slovakia, Slovenia and Sweden.

LIST OF GUARANTEED SPORTS (not exhaustive):